Posted on February 15, 2018 - 09:20 AM
by Brent Glass
Years ago, credit scoring had little to do with mortgage lending. When reviewing the credit worthiness of a borrower, an underwriter would make a subjective decision based on past payment history. Then things changed. Lenders studied the relationship be...
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Posted on February 15, 2018 - 09:20 AM
by Brent Glass
When you apply for a mortgage loan, you expect your lender to pull a credit report and look at whether you've made your payments on time. What you may not expect is that they seem to be more interested in your FICO® score. "What's a FICO® score?" is a ...
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Posted on February 15, 2018 - 09:20 AM
by Brent Glass
When buying a home, it is not enough to just come up with the money. With the exception of no asset verification loans, lenders want to verify where the money for your new home will be coming from. If you can document that the funds are coming from your p...
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Posted on February 15, 2018 - 09:20 AM
by Brent Glass
This is a detailed summary of costs you may have to pay when you buy or refinance your home. They are listed in the order that they should appear on a Good Faith Estimate you obtain from a mortgage lender. There are two broad categories of closing costs. ...
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Posted on February 15, 2018 - 09:20 AM
by Brent Glass
An adjustable rate mortgage (ARM) has an interest rate that fluctuates periodically. This is in contrast to a fixed rate mortgage, which always has the same interest rate. Every ARM has basic components: An index A margin Adjustment Period An inter...
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Posted on February 15, 2018 - 09:20 AM
by Brent Glass
Now that you know what an ARM is and how it works, you may be wondering what the advantages and disadvantages are. So let's explore that issue. Offering adjustable rates allows lenders to transfer part of the interest rate risk from themselves to the bor...
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Town & Country Realtors
1856 Dresden Rd
Zanesville, OH 43701
Phone: (740) 454-0500
Fax: (740) 454-8135
Email: info@tcrealtors.info
Testimonials
nice to work with, very straight forward, , would work with him again. I did a lot of work while out of town. he staid on it.
please consider using his servicesuser1201344
Brent has helped me through buying and selling many houses over the past 10 years and made the experience very peaceful for me and my family. He also has sold a couple houses for me that I've remodeled and everything has always gone smoothly . What I like the most as I'm never left in the dark. He explained everything thoroughly. I've worked with him from 2006 through 2016 and plan on moving forward with more propertynymicah